Offer Terms

Get ready to oooh and ahhh with these brilliant dream home savings

 

 

Rates starting at 2.875% (4.989% APR) in the 1st year with a

30-YEAR FIXED-RATE LOAN
with a 2/1 BUYDOWN

available on select homes through affiliate lender, Inspire Home Loans®


Offer terms by Loan Type

FHA**
YEAR 1
2.875%
(4.989% APR)
YEAR 2
3.875%
(4.989% APR)
YEARS 3-30
4.875%
(4.989% APR)
VA***
YEAR 1
2.875%
(4.932% APR)
YEAR 2
3.875%
(4.932% APR)
YEARS 3-30
4.875%
(4.932% APR)

 

 

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Disclaimer

Rates are available only on the purchase of select Century Communities homes in the San Antonio metro for contracts signed on or before 7/12/2025 and that close on or before 7/31/2025. *Availability of rate special is limited and subject to change at any time without notice. This offer may change upon exhaustion of funds. Rate special is based on a Seller contribution towards discount points and is available through our affiliated lender, Inspire Home Loans, and is subject to limits. The combined value of seller incentives, credits and other seller contributions may exceed lender limits established for the loan program for which buyer qualifies. Homebuyer should ask his or her lender about the impact of such limits. Prices, plans, and terms are effective on the date of publication and subject to change without notice. Square footage/dimensions shown is only an estimate and actual square footage/dimensions will differ. Buyer should rely on his or her own evaluation of usable area. This is not an offering of property to residents in any jurisdiction that may have restrictions on interstate offerings of real estate, unless the property has been so registered, qualified or exemptions are available. It is the intent of Century to sell its residential homes pursuant to an exemption from the registration requirements the Interstate Land Sales Full Disclosure Act (15 U.S.C. 1701, et seq.).  **Financing example is based on a sales price of $301,577 with a 3.5% down payment and a minimum credit score of 620. Mortgage is an FHA 30 year fixed loan with a 2-1 Buydown with a Note rate of 4.875% (4.989% APR). Buyer must qualify for financing at the Note rate of 4.875%. The interest rate is temporarily reduced to 2.875% for Year 1, 3.875% for Year 2, 4.875% for year 3-30. Based on a loan amount of $296,115 (including financed up front mortgage insurance premium), monthly payments are $1,762.96  for Year 1, $1,926.84 for Year 2 and $2,101.46  for Year 3-30. ***Financing example is based on a 30- year fixed VA loan with a 0% down payment and a minimum credit score of 620. Mortgage has a 2-1 Buydown with a Note rate of 4.875% (4.932% APR). Buyer must qualify for financing at the Note rate of 4.875%. The interest rate is temporarily reduced to 2.875% for Year 1, 3.875% for Year 2, 4.875% for year 3-30. Based on a sales price of $301,577 and a loan amount of $308,513, monthly principal and interest payments are $1,682.10 for Year 1, $1,852.84  for Year 2 and $2,034.78  for Year 3-30. VA loans are available to eligible veterans and certain other service members. To check eligibility requirements see: www.va.gov/ housing-assistance/home-loans/eligibility/. Additional loan qualification requirements may apply as established by the Dept. of Veterans Affairs. Payment includes monthly taxes, mortgage insurance and hazard insurance. HOA assessments are additional and not included in the above payment. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through Inspire Home Loans® | NMLS # 1564276, www.inspirehomeloans.com, click here for State Licensing Disclosures with additional information found at NMLS Consumer Access: www. nmlsconsumeraccess.org. ©05/2025 Century Communities, Inc.